Get Your Credit Rewards by Changing Your Habits

Payment consistency and time will show the rewards you need to improve your credit score.

  1. Check your score once a year Experian, Equifax and Trans Union.

Here’s a rundown of FICO credit score ranges (estimations will vary between companies)

FICO Ranges

2. Pay your bills ON TIME EVERY TIME!

3. Actively use one or two of your best cards, keep the others, but don’t throw them out.

4. Don’t push your cards to their credit limits.

5. Reduce your balances all you can.

6. Don’t apply for too many cards, or loans. ( you can lose points by doing so )

7. Get a secured credit card- perfect for low FICO scores.

8. Dispute any possible errors or mistakes. If you forget and miss a payment, ask the company or lender for it be forgiven.    Most will do so, but be very clear about making your next payment ON TIME!

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5 Comments

Filed under FICO Scores, New Buyer Credit

5 responses to “Get Your Credit Rewards by Changing Your Habits

  1. Greetings! Very helpful advice within this post! It is the little changes
    which will make the biggest changes. Thanks for sharing!

  2. I blog also and I am creating a little something related to this posting, “Get
    Your Credit Rewards by Changing Your Habits | Houstoninnerloopliving’s Blog”. Will you care if I reallyuse several of your personal tips? Thank you ,Loretta

  3. Nice blog here! Also your web site loads up very fast! What web host
    are you using? Can I get your affiliate link to your host?
    I wish my site loaded up as quickly as yours lol

    • Hi Sara, Thank you for the comment! I am just using the WordPress blog site as my host. I bought two similar domains through GoDaddy and pushed the addresses to WordPress. Let me know if you have any questions on how to do that.
      Nancy

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